A mutual fund is a selection of professionally bought and managed stocks in which money is pooled by an investment company. The funds continually offer new shares and buys existing shares back on demand and uses its capital to invest in diversified securities of other companies.
The share price of the mutual fund is based on the net value of the assets or the value of all the investments owned by the fund, less any debts. The major advantage of mutual funds is a reduced risk - the money is spread across several investments. If one or two do poorly, the remainder may do better, averaging the loss. For many small investors, another advantage of mutual funds is that they do not have to watch the stock markets constantly, and do extensive research into each stock.
Bond funds are mutual funds that deal in the bond markets.
Money market funds focus on the debt instruments sold in the money markets.
Equity mutual funds place their investments in the common shares of companies.
Common Financial Investments
- Certificate of deposit or Money market
- Individual retirement account or IRA, 401K, 403B
- Stock market securities and mutual funds
Common Investments in Survivalism
Main article Invest in tangibles
- Food - Food storage, Backyard Food Production, Growing your own food
- Water - Water storage, Water capture, Ponds-Lakes
- Gardening via Permaculture and other gardening techniques
- Precious metals - Silver, Gold, Platinum, Palladium and Copper-jacketed lead (ammunition with steel -- meaning firearms)
Risk to Investments
- Economic collapse: Inflation, Agflation, Deflation, Stagflation, Hyperinflation, Panic of 1907, Panic of 1893, Panic of 1837, Eurozone Crisis
- Stock market crash (Stock market crash of 1929) leading to Bank runs and Great Depression (Economic depression)
- Economic bubbles: The Coming Derivatives bubble, Real estate bubble (Subprime loans, Bailout, Obama administration corporate bailouts), Dot com bubble (Tulip mania)
- Financial Crisis of 2008 leading to Recession of 2008 (Recession), Economic stimulus, American Recovery and Reinvestment Act of 2009, Recovery Summer 2010
- Obamanomics: Obamunism Economic planning of the Obama administration fiscal policy, Obama administration monetary policy, Obamacare, Federal funding via Crony capitalism (Obama donor list), Deficit spending, Similarities between Communism, Nazism and liberalism, Obamageddon
- National debt: Federal Reserve System's Ponzi scheme of Quantitative easing-Debt monetization devaluation of Fiat currency through Money supply-Treasury bills bought mostly by China and Japan
- Big Government-Welfare State-Nanny State-Police State: Globalist-Statist-Socialist-Communist Naughty States
Support for your Investments
- Ludwig von Mises' conservative libertarian Austrian economics and Fiscal conservatism -Capitalist Conservative economic policies of Ron Paul
- Modern Survivalism: "if times get tough, or even if then don't", Debt is financial cancer, Tax is theft, Renewable energy, Financial security, You are in control of your life
- Invest in tangibles - Precious Metals, Copper-jacketed lead and Firearms
- Permaculture: Growing your own food, Food and water storage, PermaEthos, Permie Kids, Permaculture Principles and Design Series with Jack Spirko
- Vote with your feet - Strategic relocation: Owning land is true wealth and Personal-Localized-Regional-State-National-Global - Move to a Free state with Firearms freedom and free markets
- American Redoubt - Idaho, Montana, Wyoming, Eastern Oregon, Eastern Washington
- Free State Wyoming - Molon Labe! by Boston T. Party and Free State Project - New Hampshire
- Strategic Relocation-North American Guide to Safe Places by Joel Skousen
- Rawles on Retreats and Relocation by James Wesley Rawles
- Cumberland Redoubt - Tennessee and Kentucky - M.D. Creekmore
- Texas Redoubt - Jack Spirko's State
- If I wanted to save America